{"id":10009,"date":"2021-08-23T15:54:00","date_gmt":"2021-08-23T15:54:00","guid":{"rendered":"https:\/\/de.holman.com\/de\/?post_type=post&#038;p=8951"},"modified":"2024-01-10T15:38:02","modified_gmt":"2024-01-10T15:38:02","slug":"das-stille-schweigen-bei-leasingvertragen-und-wer-wirklich-davon-profitiert","status":"publish","type":"post","link":"https:\/\/de.holman.com\/de\/ressourcen\/das-stille-schweigen-bei-leasingvertragen-und-wer-wirklich-davon-profitiert\/","title":{"rendered":"Das stille Schweigen bei Leasingvertr\u00e4gen und wer wirklich davon profitiert"},"content":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label rt-postfix\">minute<\/span><\/span>\t\t\n\t<section class=\"header-variation-section white\">\n\t<div class=''><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><span class=\"last\">Startseite<\/span><\/p><\/nav><\/div>\n\t\t<div class=\"variation-inner\">\n\t\t\t<div class=\"header-left\">\n\t\t\t\t<div class=\"header-left-inner\">\n\t\t\t\t\t<h5 class=\"headline-5\"><\/h5>\n\t\t\t\t\t<h1 class=\"page-title headline-1\">Das stille Schweigen bei Leasingvertr\u00e4gen und wer wirklich davon profitiert<\/h1>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"body-1\"><p>23. August 2021<\/p>\n<\/div>\n\t\t\t\t\t\t\t\t\t\t<div style=\"display:flex;justify-content:flex-start;gap:20px;flex-wrap:wrap;\">\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\t<div class=\"header-right\">\n\t\t\t\t\t\t\t\t\t<img decoding=\"async\" class=\"header-right-image-one\" src=\"https:\/\/de.holman.com\/de\/wp-content\/uploads\/2022\/10\/Leasing-Contracts-Feature-350x200-1.jpg\" alt=\"a close-up of a paper and a pen\" >\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t<style>#holform-sub{margin-bottom: 0px !important;}<\/style>\n<style type=\"text\/css\">\n\t.header-variation-section .variation-inner .header-right{flex-basis:40%;}\n\t.header-variation-section .variation-inner .header-left{flex-basis:60%;}\n\t.noscroll{overflow:hidden !important;overflow-y:hidden !important;}\n#form-success, .form-success{height:100%;width:100%;display:none;}\n#success-container{display:flex;flex-direction:column;justify-content:center; margin:0 auto;text-align:center;height:100%;padding:40px;}\n#success-container a{font-weight:500;font-size:12px;color:#0069a7;margin:62px auto 0;text-decoration:none;border-bottom:2px solid #0069a7;}\n#success-container h2{margin:8px auto;color:#0069a7;font-size:24px;font-weight:500;}\n#success-container p{margin:8px auto;font-size:14px;font-weight:400;}\n#success-icon{max-width:60px;margin:0 auto;}\n.wpcf7 .wpcf7-spinner{display:none;}\n\t.noscroll{overflow:hidden !important;overflow-y:hidden !important;}\n\t.btn1.ghost{background-color:white;color:#0069A7;border:1px solid #0069A7;}\n\t.header-variation-section .video-box video-js{height:100%;}\n\n\t\t.btn1\n\t\t{\n\t\t\tbackground-color: #0069A7;\n\t\t\tbox-shadow: 0px 14px 23px rgba(0,0,0,0.08);\n\t\t}\n\n\t\t.btn1:hover\n\t\t{\n\t\t\tbackground-color: #2C9942 !important;\n\t\t\tcolor:white;\n\t\t}\n\n\t\t.btn2\n\t\t{\n\t\t\t background-color: transparent !important;\n\n\t\t\t color: #0069A7 !important; border: 2px solid #0069A7; \n\t\t}\n\n\t\t.btn2:hover\n\t\t{\n\t\t\t background-color: transparent !important;\n\t\t\t\/*background-color: #2C9942 !important;*\/\n\t\t\t color: #2C9942 !important;\n\t\t\tborder: 2px solid #2C9942; \n\t\t}\n\n\/* .header-variation-section .vjs-poster{background-size:cover;} *\/\n.header-variation-section .vjs-tech {\n  position:relative;height:auto;\\;\n}\n\/* .header-variation-section .video-js{\n\tdisplay:contents !important;\n} *\/\n.header-variation-section .video-js .vjs-control-bar{padding-left:45px;}\n\t\t.btn1\n\t\t{\n\t\t\tbackground-color: #0069A7 !important;\n\t\t}\n\t\t.btn1:first-child{margin-left:0;}\n\t\t.btn{box-shadow: 0px 14px 23px rgba(0,0,0,0.08);}\n\t\t\n.btn.ghost{background-color:white !important;border:1px solid #0069A7;color:#0069A7 !important;}\n.btn:hover{background-color:#2C9941 !important; color:white !important; border:none !important}\n.ghost:hover{background-color:#2C9941 !important; color:white !important; border:none !important}\n\/* .header-variation-section .variation-inner .header-right .cloudflare-video{height:61% !important;} *\/\n.header-variation-section .variation-inner .header-right:has(.cloudflare-video){margin-top:auto;margin-bottom:auto;}\n\n\t\t@media (max-width: 575px)\n\t\t{\n\t\t\t\/* .header-right{flex-basis:98% !important;margin:0 auto;border-bottom-left-radius:0px !important;} *\/\n\t\t\t.btn1 {width: 100% !important; margin-top: 20px !important;}\n\t\t\t.btn2{margin-left:0px !important; width: 100% !important; margin-top: 20px !important;}\n\t\t\t.header-variation-section .variation-inner .header-right{flex-basis:100%;}\n\t.header-variation-section .variation-inner .header-left{flex-basis:100%;}\n\t\t}\n\n\t<\/style>\n\t<\/section>\n\t\n\n\n\n    <section class=\"wysiwyg\" id=\"\">\n        <div class='inner'>\n            <p>Versicherungsvertr\u00e4ge, Aktienfonds, AGB\u00a0 \u2013 oft wird Geld verdient, wenn die Dinge so kompliziert sind, dass der Kunde die Konditionen einfach akzeptiert. Parallelen sieht man manchmal bei geschlossenen Leasingvertr\u00e4gen. Beispiel gef\u00e4llig? Die stillschweigende Verl\u00e4ngerung.<\/p>\n<p>Stillschweigende Verl\u00e4ngerung bei geschlossenen Vertr\u00e4gen ist, wenn man sein Leasingfahrzeug l\u00e4nger nutzt als vorher vereinbart. Das hat meist gute <a href=\"https:\/\/www.holman.com\/de\/ressourcen\/fuhrparkmanagement\/5-gr%C3%BCnde-die-f%C3%BCr-mehr-flexibilit%C3%A4t-im-flottenmanagement-sprechen\" target=\"_blank\" rel=\"noopener\">Gr\u00fcnde<\/a>, das n\u00e4chste Fahrzeug ist noch nicht geliefert oder die Planung hat sich ge\u00e4ndert. Die stillschweigende Verl\u00e4ngerung zu nutzen, ist bequem. Die stillschweigende Verl\u00e4ngerung wird deshalb als toller Service verkauft. Ist der aber wirklich so selbstlos? Geht so.<\/p>\n<p>F\u00fcr einen Leasinggeber, der einen geschlossenen Vertrag vereinbart hat, gibt es kaum etwas Besseres. Warum? Die Leasingrate l\u00e4uft meist auf gleichem Niveau weiter, aber das Auto verliert zum Ende der Laufzeit viel weniger an Wert. Das hei\u00dft praktisch: Am Ende hat der Leasinggeber, der das Fahrzeug verkauft, einen h\u00f6heren Verkaufsgewinn. Je l\u00e4nger das Stillschweigen, desto h\u00f6her der Gewinn. Das zu berechnen, ist nicht ganz einfach. Wir haben das an einem realen Beispiel mit realer Endabrechnung durchgerechnet und die Ergebnisse vereinfacht dargestellt.<\/p>\n<p>In unserem Beispiel musste ein Leasingnehmer auch nach einer Vertragsanpassung das Fahrzeug noch l\u00e4nger als vereinbart nutzen. Die Kosten f\u00fcr die \u201estillschweigenden\u201c 2,73 Monate: 1.119\u20ac. In diesen Monaten hat das Fahrzeug jedoch nur 350\u20ac an Wert verloren. Was passiert mit der Differenz fragen Sie sich? Die geh\u00f6rt dem Leasinggeber.<\/p>\n<p>Unser Tipp: rechnen Sie nach. Es gibt auch Finanzierungsformen, bei denen dieser Effekt Ihre Finanzierungskosten reduziert und nicht den Gewinn der Leasinggeber erh\u00f6ht. Wir <a href=\"https:\/\/de.holman.com\/de\/kontakt\/\">beraten<\/a> Sie gern.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-26434 aligncenter\" src=\"http:\/\/58c5df4a09.nxcli.net\/wp-content\/uploads\/2021\/08\/ARI-LinkedIn-Ads-210810_Verlngerung_3.jpg\" alt=\"\" width=\"1400\" height=\"1000\" \/><\/p>\n        <\/div>\n    <\/section>\n\n\n\n\n\n\n\n\n\n\n\n\n    <section class=\"uberflip-embed\" id=\"\">\n                    <style>\n                \/* Import Poppins font *\/\r\n\r\n\r\n#uberflip-tiles.hubs-embedded *:not(.fa):not(.fas) {\r\n   font-family: 'Poppins', sans-serif !important;\r\n}\r\n\r\n\/* Text rendering *\/\r\n#uberflip-tiles.hubs-embedded *,\r\n#uberflip-tiles .ufev * {\r\n   -webkit-font-smoothing: antialiased;\r\n   -moz-osx-font-smoothing: grayscale;\r\n   text-rendering: auto;\r\n}\r\n\r\n\/* Hide the clearfix styling to fix the grid layout *\/\r\n#uberflip-tiles.hubs-embedded .clearfix::after,\r\n#uberflip-tiles.hubs-embedded 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<script>\n               var ufRecoEmbedViewerConfig = {\r\n      'base': 'https:\/\/flipbot.uberflip.com\/',\r\n      'open_in': 'self',\r\n      'open_in_mobile': 'new',\r\n      'logo': '',\r\n      'embed_id': 'uberflip-tiles',\r\n      'cta_label': '',\r\n      'cta_url': '',\r\n      'max_per_row': 3,\r\n      'hub_id': 128874,\r\n      'auto_link': false,\r\n      'debug': false\r\n   };\r\n   jQuery.when(jQuery.getScript(ufRecoEmbedViewerConfig.base + 'widgets\/reco-embed-viewer\/uf-reco-embed-viewer.min.js')).done(function() {\r\n      ufRecoEmbedViewer.init(ufRecoEmbedViewerConfig);\r\n   });        <\/script>\n    <\/section>\n\n\n","protected":false},"excerpt":{"rendered":"<span class=\"span-reading-time rt-reading-time\" style=\"display: block;\"><span class=\"rt-label rt-prefix\">Reading Time: <\/span> <span class=\"rt-time\"> &lt; 1<\/span> <span class=\"rt-label 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